Terms of Service

1. Acceptance of Terms

By accessing or using CalculatorApp.me, you confirm that:

• You are at least 13 years of age (or the minimum age of digital consent in your jurisdiction)
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• You accept and agree to be bound by these Terms and our Privacy Policy

2. Description of Services

CalculatorApp.me provides free online calculators for:

• Financial calculations (mortgages, loans, investments, taxes)
• Health and fitness calculations (BMI, calories, body metrics)
• Mathematical and scientific calculations
• Construction and engineering estimations
• Unit conversions and general utilities

Our services are provided "as is" and are intended for informational and educational purposes only.

3. User Accounts

3.1 Account Creation

Some features may require you to create an account. When creating an account, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Promptly update any changes to your information
• Accept responsibility for all activities under your account

3.2 Account Security

You are responsible for maintaining the confidentiality of your password. Notify us immediately if you suspect unauthorized access to your account.

3.3 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or are inactive for extended periods.

4. Acceptable Use

You agree NOT to:

• Use our services for any illegal or unauthorized purpose
• Attempt to interfere with or disrupt our services or servers
• Use automated systems (bots, scrapers) to access our services without permission
• Attempt to gain unauthorized access to our systems or user accounts
• Transmit viruses, malware, or harmful code
• Harass, abuse, or harm other users
• Use our calculators for mission-critical decisions without professional verification
• Reproduce, duplicate, or resell our services without authorization

5. Calculator Accuracy and Limitations

5.1 No Professional Advice

Our calculators do NOT constitute:

• Financial or investment advice
• Medical or health advice
• Legal advice
• Engineering or architectural specifications
• Tax preparation or filing

5.2 Verification Required

For important decisions, always consult qualified professionals (financial advisors, doctors, lawyers, engineers, accountants) who can assess your specific situation.

5.3 No Guarantees

While we strive for accuracy, we do not guarantee that calculator results are error-free, complete, or suitable for any particular purpose.

6. Intellectual Property

6.1 Our Content

All content on CalculatorApp.me, including but not limited to text, graphics, logos, icons, images, calculators, and software, is the property of CalculatorApp.me or its licensors and is protected by copyright and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes.

6.3 Restrictions

You may NOT:

• Copy, modify, or distribute our content without permission
• Use our branding or trademarks without authorization
• Create derivative works based on our services
• Frame or embed our content on other websites without permission

7. User Content

If you submit content (feedback, suggestions, saved calculations):

• You retain ownership of your content
• You grant us a license to use, store, and display your content as necessary to provide our services
• You represent that you have the right to submit such content
• You agree not to submit content that is illegal, harmful, or infringes on others' rights

8. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party websites
• Any transactions you conduct with third parties
• Any harm resulting from your use of third-party services

9. Disclaimer of Warranties

10. Limitation of Liability

Some jurisdictions do not allow limitations on implied warranties or liability, so these limitations may not apply to you.

11. Indemnification

You agree to indemnify and hold harmless CalculatorApp.me, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Any decisions you make based on calculator results

12. Changes to Terms

We may update these Terms from time to time. When we make material changes:

• We will update the "Last Updated" date at the top of this page
• We may notify registered users via email
• We may display a notice on our website

Your continued use of our services after changes constitutes acceptance of the updated Terms.

13. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms shall be resolved through:

1. Informal Resolution: Contact us first to attempt to resolve the dispute informally
2. Binding Arbitration: If informal resolution fails, disputes will be resolved through binding arbitration

You waive any right to participate in class action lawsuits or class-wide arbitration.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CalculatorApp.me regarding your use of our services.

16. Contact Us

CalculatorApp.me may offer optional subscriptions, contributions, or other paid features through Google's Reader Revenue Manager and Subscribe with Google. The following terms apply when you choose to make a payment:

16.1 Payment Processing

All payments are processed by Google, not by CalculatorApp.me. By subscribing or contributing, you also agree to Google's applicable terms of service and payment terms. We do not collect or store your full payment card details.

16.2 Pricing and Billing

Prices, billing frequency, and what each subscription or contribution includes are shown at the point of purchase. Recurring subscriptions automatically renew for the stated billing period until cancelled. Applicable taxes may be added.

16.3 Cancellation

You may cancel a recurring subscription at any time through your Google account or Subscribe with Google settings. Cancellation stops future renewals; access continues until the end of the current paid period.

16.4 Refunds

Because payments are handled by Google, refund requests are subject to Google's refund policy and are generally processed through Google. If you believe you were charged in error, contact us at billing@calculatorapp.me and we will assist where we are able.

16.5 Voluntary Contributions

One-time contributions are voluntary and non-refundable except where required by law. They support the continued operation of CalculatorApp.me and do not entitle you to additional paid features unless explicitly stated.